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In this credit market it has become increasingly important to work with a mortgage professional who understands that closing your home loan requires much more than it did before the mortgage meltdown.  Choosing the right mortgage consultant can make the difference between getting an offer accepted or not, refinancing your home or not.  Whether you are refinancing, or purchasing your first, second or fifth home, here are some reasons to work with me:

Rare Industry Experience: I spent 9 years working on the "bank-side" of the mortgage business as a wholesale mortgage banker. During this time, I trained hundereds of Bay Area mortgage brokers to underwrite and package their loans for sale on the secondary market.

Incredible Service: Unlike your bank, home finance is the only thing I do. I can meet with you after regular work hours or on the weekend.  I do my best to respond to emails and calls within the hour.  I am present at most of my purchase loan closings. 

Aggressive Pricing: Guaranteed Rate is the 8th largest lender in the nation.  This means that we are able to deliver large volume to our lending partners and pass on the great pricing that we receive to our customers. This is especially true with our jumbo loans.        This

Government Loan Specialist: If you are looking for a government (VA or FHA) loan, you cannot find a more experienced loan professional. I have been training brokers in this area on this subject since the increase in loan limits made these loans popular in the Bay Area.

Find the perfect loan to fit your needs.

Purchasing a Home?

Buying a home is a big step and can be a complex process. Click on the link below to get started. I will contact you to find out more about your unique situation and work to find the best option for you.


Need to Refinance?

With rates at historical lows, it is a great time to inquire about refinancing your current loan. Please click on the link below to get started. I will contact you to find out more about your situation and shop the leading lenders for the best rate available on the market.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.