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In this credit market it has become increasingly important to work with a mortgage professional who understands that closing your home loan requires much more than it did a few years ago.  Whether you are refinancing, or purchasing your first, second or fifth home, here are some reasons to work with me:

Rare Industry Experience: I spent 9 years working on the "bank-side" of the mortgage business as a wholesale mortgage professional. I have been training mortgage brokers in the Bay Area to underwrite and package their loans for all the top lenders.

Incredible Service: Unlike your bank, home finance is the only thing I do. I can also meet with you after regular work hours or on the weekend.

Aggressive Pricing: Guarantee Mortgage is one of the largest independent mortgage brokers on the West Coast. This means that we are able to deliver large volume to our lending partners and pass on the great pricing that we receive to our customers.  
 
Government Loan Specialist: If you are looking for a government (VA or FHA) loan, you cannot find a more experienced loan professional. I have been training brokers in this area on this subject since the increase in loan limits made these loans popular in the Bay Area.

 
Find the perfect loan to fit your needs.

Purchasing a Home?

Buying a home is a big step and can be a complex process. Click on the link below to get started. I will contact you to find out more about your unique situation and work to find the best option for you.

 

Need to Refinance?

With rates at historical lows, it is a great time to inquire about refinancing your current loan. Please click on the link below to get started. I will contact you to find out more about your situation and shop the leading lenders for the best rate available on the market.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.